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Welcome to VentureFundCU! This Disclaimer governs your access and use of the VentureFundCU website, mobile application, and any other products or services provided by VentureFundCU. By accessing or using our services, you agree to be bound by this Disclaimer and our Privacy Policy. If you do not agree to these terms, please do not use VentureFundCU services.
General Information
The information provided on the VentureFundCU website and through our services is for general informational and educational purposes only. While we strive to ensure the accuracy and timeliness of all information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained on our platform for any purpose. Any reliance you place on such information is strictly at your own risk.
Not Financial Advice
VentureFundCU is a federally chartered credit union providing banking and financial services to our members. The content on our website is not intended to constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Past performance is not indicative of future results, and all investments carry risk, including the potential loss of principal.
External Links
VentureFundCU may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. The inclusion of any links does not necessarily imply a recommendation or endorsement of the views expressed within them. You access any third-party websites at your own risk.
Membership Eligibility
VentureFundCU membership is open to individuals who live, work, worship, or attend school in our designated service area, as well as their immediate family members. We reserve the right to verify eligibility and deny membership to any applicant who does not meet our membership criteria. All members must maintain a minimum deposit of $25 in their share savings account to remain in good standing.
NCUA Insurance
Member deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per individual member. This insurance provides protection against loss of member funds in the event of a credit union failure. For more information about NCUA insurance coverage, please visit the official NCUA website at www.ncua.gov.
Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify VentureFundCU immediately of any unauthorized use of your account or any other breach of security. VentureFundCU employs industry-standard security protocols but cannot guarantee the absolute security of your data. We will not be liable for any losses arising from unauthorized access to your account due to your failure to maintain adequate security.
Limitation of Liability
To the fullest extent permitted by law, VentureFundCU shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services, including but not limited to any loss of profits, data, or business interruption, even if we have been advised of the possibility of such damages. This limitation of liability applies regardless of the legal theory under which such damages are sought.
Disclaimer of Warranties
VentureFundCU services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.
Changes to This Disclaimer
VentureFundCU reserves the right to update or modify this Disclaimer at any time without prior notice. Any changes will be effective immediately upon posting to our website. We encourage you to review this Disclaimer periodically to stay informed about how we protect your rights and interests. Your continued use of our services after any changes constitutes your acceptance of the revised Disclaimer.
Governing Law
This Disclaimer shall be governed by and construed in accordance with the laws of the State of Illinois and applicable federal laws governing credit unions. Any dispute arising out of or relating to this Disclaimer will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless otherwise agreed upon in writing.
Contact Us
If you have any questions, concerns, or inquiries about this Disclaimer or any of our policies, please contact our member services team at:
This Disclaimer covers key elements including general information, financial advice limitations, external links, membership eligibility, NCUA insurance, account security, liability limitations, warranty disclaimers, changes to this Disclaimer, governing law, and contact information. Please review this Disclaimer carefully and contact us with any questions.